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Platform Technology

40+ microservices.
One purpose.
Governed AI at scale
in regulated finance.

Chameleon is AI-native infrastructure, not a legacy platform with AI bolted on. Every architectural decision was made with autonomous AI agents, regulated data environments, and enterprise-grade resilience as the design constraints from day one.

Technology Philosophy

Architecture decisions that compound in value as the AI landscape changes.

Every foundational technology decision was made with a single question: does this decision get more valuable or less valuable as AI capability accelerates?

Model-agnostic by design. Governance-native by architecture. Compliance-inheriting by default. The result is a platform where every new AI model, every new regulation, and every new integration requirement makes the existing platform more valuable, not more expensive to maintain.

Design Principle

AI-native, not AI-retrofitted

The platform was designed from the ground up to orchestrate AI models, manage AI agents, and govern AI actions. AI is not a feature we added, it is the primary use case the architecture was built for.

Design Principle

Event-driven at the core

Asynchronous, event-driven architecture throughout, decoupling services for resilience, enabling real-time streaming for AI agent workflows, and providing auditability that comes from a complete event history at every interaction point.

Design Principle

40+ independent microservices

Each capability independently deployable, independently scalable, and independently auditable. No monolithic bottlenecks. No shared failure domains. The platform scales the components under load without scaling everything.

Design Principle

Infrastructure as code, always

Every environment reproducible from code. Every deployment automated through CI/CD pipelines with quality gates and container management. Infrastructure drift is impossible by design.

Platform Architecture

Five tiers. Each purpose-built.
All working as one.

Organised across five architectural tiers, each independently scalable, each purpose-built for its role, and each contributing to the governed execution layer that makes AI safe to run inside regulated institutions.

Tier 01

Edge & Security

Every request routed, cached, shielded from attack, and identity-verified before reaching any application service.
Route 53 DNS
Health-based routing with automated failover across availability zones.
CloudFront CDN
Global edge caching with origin shield and custom cache behaviours per content type.
WAF + DDoS Shield
AWS WAF with managed and custom rule sets. Shield Advanced for volumetric attack protection.
Cognito SSO / MFA
Identity federation, MFA enforcement, and session management across all user access points.
API Gateway
Request validation, throttling, authentication, and routing for all inbound API traffic.
Tier 02

Application & AI

Containerised microservices on ECS Fargate inside a private VPC, auto-scaling, zero-downtime deploys, AI-native by design.
AI Agents & Orchestration
Multi-model agent orchestration with tool use, planning, and governed action execution.
RAG Knowledge Layer
Retrieval-augmented generation with document ingestion, chunking, embedding, and semantic search.
Session Intelligence
Real-time session context management across AI agents and human interactions.
Governance Runtime
Real-time action authorisation, audit event generation, and compliance enforcement on every action.
Internal Load Balancer
Service mesh routing with health checks and circuit breaking across all microservices.
Tier 03

Data & Storage

Purpose-built storage for every workload, relational, document, search, with real-time event streaming throughout.
Amazon RDS (MySQL)
Multi-AZ relational data with automated backup, point-in-time recovery, and read replicas.
MongoDB
Document store for flexible schema data, AI session context, and agent state management.
Solr Search Index
Full-text and semantic search across knowledge bases, documents, and enterprise content.
Kafka Event Streaming
Real-time event streaming for audit trail generation, agent workflow coordination, and integration.
Amazon S3
Object storage for documents, AI knowledge bases, audit logs, and model artefacts.
Tier 04

Integration & Automation

Async event-driven processing, decoupling services for notifications, jobs, and third-party enterprise integrations.
Amazon SNS Pub/Sub
Fan-out notification and event distribution across services and external webhook endpoints.
Amazon SQS Queues
Durable message queuing for async job processing, retry logic, and dead-letter handling.
AWS Lambda
Serverless function execution for event-driven integration workflows and scheduled processing.
Visual REST Configurator
Business-user configuration of any REST API integration without code, with credential governance built in.
Tier 05

Observability & Pipeline

Complete operational visibility across all platform tiers, with automated delivery pipelines from commit to production.
CloudWatch
Metrics, dashboards, log aggregation, and alerting across all platform services and infrastructure.
X-Ray Tracing
Distributed tracing across all microservices, end-to-end request visibility and latency profiling.
CloudTrail
API-level audit logging across all AWS account activity for compliance and forensic analysis.
SonarQube / Bitbucket / ECR
Code quality gates, version control, container image management, and automated deployment pipelines.
Native Integration Library

Pre-built governance across
the financial services system landscape.

Six years of integration work is embedded in the platform. Every connection is governed, every credential protected, every API behaviour understood. You do not start from zero.

Core Banking

Temenos T24 & Transact

Account management, transaction processing, customer data, and product configuration, with validated patterns from live production migrations.

Core Banking

Infosys Finacle

Full core banking integration including accounts, loans, deposits, and treasury, with integration patterns from the fastest core migration on record in Australia.

Payments

Payment Rails & Schemes

NPP, BECS, SWIFT, and card scheme integrations, governed at the connection layer with full audit trail on every payment event.

Open Banking

CDR & Open Finance

Consumer Data Right integration for data sharing, consent management, and accredited data recipient flows, governed and auditable.

Identity & KYC

Identity Verification Platforms

FrankieOne and major KYC/KYB providers, integrated with AI agent workflows for automated verification with human escalation governance.

Wealth

Wrap Platforms & Registries

Investment administration, portfolio data, and wrap platform connectivity, including live integration with Praemium and Intelliflo.

CRM

CRM & Engagement Platforms

Salesforce, HubSpot, and custom CRM integrations with bidirectional data flow governed at the execution layer.

Any REST API

Visual REST Configurator

Any REST API connectable through the visual configuration surface, without code, without exposing credentials, with full governance inherited automatically.

Every integration inherits the same credential governance, access controls, and audit trail. No connection to your systems is ever ungoverned.
AI Layer

Model-agnostic orchestration
with governance at every step.

The AI layer sits inside the governed execution runtime, so every model call, every agent action, and every AI output is subject to the same authorisation and audit infrastructure as every other platform action.

Orchestration

Multi-model agent orchestration

Any major AI model orchestrated through the platform with model-agnostic tooling. Switch models without re-architecture. Governance persists regardless of the model underneath.

  • Model-agnostic by architecture
  • Multi-model workflows supported
  • Tool use and function calling governed
  • Planning and reasoning transparency
Knowledge

RAG with enterprise knowledge bases

Retrieval-augmented generation built natively, connecting AI agents to institutional knowledge, regulatory content, product documentation, and client data with access controls enforced at retrieval.

  • Document ingestion and chunking
  • Embedding and semantic search via Solr
  • Access-controlled knowledge retrieval
  • Source attribution in every output
Governance

AI action authorisation and audit

Every AI action, tool call, data access, external API call, output, passes through the authorisation layer before execution. Complete audit trace generated at the point of action, not reconstructed afterwards.

  • Pre-execution authorisation on every action
  • Complete decision trace per output
  • Immutable audit trail on every interaction
  • Regulator-ready explainability by default
The Technology Guarantee

The more the AI landscape
changes, the more valuable
this architecture becomes.

Every decision we made, model-agnostic by design, governance-native by architecture, event-driven at the core, was made to compound in value as AI capability accelerates and regulatory requirements intensify. The platform gets stronger as the world gets more complex.
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