The fastest regulated core banking migration on record in Australia.
5 months. Zero compliance incidents.

Industry standard for a Temenos T24 to Infosys Finacle migration is 18 months. With a hard external deadline, zero tolerance for compliance failure, and a live regulated customer base in the balance, Uniting Financial Services needed to move faster than the industry had ever moved before. Chameleon delivered the full Core and Internet Banking migration in under 5 months.

Agentic AI ran throughout every phase. AI agents automated test-case creation and validation across both Core and Internet Banking, compressing test cycles while improving quality. For data migration, AI agents handled mapping and reconciliation between T24 and Finacle — replacing months of manual work with automated, auditable accuracy at machine speed. Customer self-registration was built on Chameleon's visual studio and went live on both cores in under 4 weeks, securely identifying and re-registering customers without friction.

Two generative AI chatbots deployed simultaneously: one giving internal teams live Finacle support, another guiding customers through the new business banking interface. Compliance was inherited from the first interaction — not bolted on after. Every decision was auditable before it was made.

• Agentic AI for automated test-case creation and validation
• AI agents for T24 to Finacle data mapping and reconciliation
• AI-governed customer self-registration journey (visual studio)
• Gen AI chatbot for internal Finacle staff support
• Gen AI chatbot for customer onboarding guidance
• Compliance governance embedded at every execution point

AI lead generation agents launched across ANZ's largest broker network, delivering 50% conversion uplift. 
Business configured. Zero IT dependency.

Loan Market is Australia and New Zealand's largest mortgage aggregator, representing more than 6,000 brokers. The challenge was not capability — it was scale. Deploying meaningful AI across a network this size, with full governance and without creating an IT bottleneck, required infrastructure designed precisely for this problem.

Chameleon designed and deployed an AI-powered lead funnel and digitally integrated client engagement ecosystem across the entire network. AI-driven lead capture, intelligent qualification, and automated CRM integration transformed lead management from a reactive, manually-driven process into an intelligent, scalable system. Real-time analytics give leadership actionable insights to optimise broker performance across the full network.

Through the DigitalChameleon mobile app, brokers deliver personalised, proactive updates throughout the mortgage journey — driving client satisfaction and retention. For brokers: more qualified opportunities, dramatically less administration. For Loan Market: a data-led, AI-enabled growth engine that compounds as the network grows. The entire system was configured and is operated by the business team, with zero IT involvement required at any stage.

• AI-powered lead capture and intelligent qualification funnels
• Automated CRM integration with full-funnel visibility
• Real-time analytics for broker performance optimisation
• Personalised mobile app for proactive client communications
• Governed AI execution across 6,000+ broker touchpoints
• Business-team configuration — zero IT dependency

Agentic AI embedded inside Australia's Top 5 wrap platform. Predictive intelligence. Zero infrastructure project.

Praemium, one of Australia’s top five wrap platforms by funds under administration, has deployed agentic AI directly into its core platform, bringing predictive intelligence, real-time decision support, and executive oversight to one of the country’s most sophisticated wealth ecosystems, without a single infrastructure change.

As adviser networks scaled, client portfolios expanded, and compliance demands intensified, the need was clear: equip the platform itself with enterprise-grade intelligence capable of managing complexity at scale, without disrupting existing systems or launching a costly integration project.

Using the Chameleon platform, an AI-powered CRM layer was embedded directly into Praemium’s adviser ecosystem, transforming the platform into an intelligent operating environment. The system continuously monitors adviser activity, client engagement, portfolio movements, compliance signals, and revenue opportunities, surfacing risks, priorities, and next-best actions in real time across the entire network.

At the executive level, an agentic AI orchestration layer provides continuous strategic oversight, synthesizing CRM intelligence across advisers, support teams, and compliance functions. The result is faster decision-making, stronger governance, and a platform that actively manages and guides adviser performance at scale, all delivered with zero infrastructure rebuild, zero integration delay, and no disruption to existing architecture.

• AI-powered CRM dashboard embedded natively in core platform
• Real-time predictive insights: risks, opportunities, next-best actions
• Role-based configurable interface (adviser, support, compliance)
• Unified cross-sell, servicing and regulatory obligation visibility
• Executive agentic AI bot for CRM synthesis and strategic oversight
• Continuous monitoring of growth, engagement, and compliance signals

AI-powered advice delivery across three markets, natively embedded, with automated SoA and zero internal build.

Intelliflo is the UK's largest adviser CRM, operating across the UK, US, and Australia. They needed to modernise advice delivery for thousands of advisers without building client-facing capability internally or disrupting the workflow those advisers depend on every day across three separate markets.

Chameleon's AI-powered digital fact-find was embedded directly inside the Intelliflo workflow. Advisers complete fact-finds natively within the CRM they already use — with real-time synchronisation eliminating duplication and manual re-keying entirely. The AI-guided experience captures higher-quality client data at source, reducing incomplete submissions, improving accuracy, and accelerating advice readiness before the conversation begins.

This structured data foundation immediately enables automated Statement of Advice generation — transforming a traditionally time-intensive compliance process into an intelligence-driven workflow. For Intelliflo: modern client-facing capability without internal build complexity, increasing adviser adoption across three markets. For advisers: lower overhead, faster delivery, and a fully digitised experience inside their core system.

• AI-powered digital fact-find embedded natively in CRM
• Real-time synchronisation — zero duplication, zero re-keying
• Intelligent data capture for higher-quality submissions at source
• Automated Statement of Advice (SoA) generation
• Configurable client-facing journeys without internal dev
• Deployed across UK, US, and Australian markets simultaneously

Full KYC, KYB, and beneficial ownership compliance deployed as a white-label product in weeks. Not months.

FrankieOne is Australia's leading KYC and KYB provider. Their financial institution clients needed a fully branded, end-to-end onboarding experience — but building their own digital layer or managing a complex integration project was not viable. Chameleon's orchestration layer became the execution infrastructure for FrankieOne's white-label onboarding product.

KYC, KYB, Ultimate Beneficial Owner verification, sanctions screening, and structured entity validation are embedded into every journey from the first interaction — not checked afterwards. Compliance is structural, not appended. AI-assisted processes handle complex entity structures including trusts, corporate hierarchies, and multi-party ownership, reducing manual intervention without compromising compliance integrity.

Financial institutions deploy a fully governed, fully branded onboarding product without writing a line of code. Deployed in weeks, not months. Every verification step is auditable. Every compliance obligation is met at the point of execution — before it is ever needed by a regulator.

• KYC and KYB embedded from first interaction — not post-process
• Ultimate Beneficial Owner (UBO) verification
• Sanctions screening and structured entity validation
• AI-assisted complex entity handling (trusts, corporates, multi-party)
• White-label deployment — zero code required
• Full audit trail on every compliance decision at execution

Entire adviser network unified on one platform. AI-powered SEO. Higher-quality leads. Single dashboard for the whole network.

Insurance Market needed to uplift and unify the digital presence of its entire adviser network simultaneously — not one adviser at a time. Migrating every adviser's complete digital footprint onto a single, governed platform, integrating with their existing CRM, while maintaining each adviser's individual presence required infrastructure that could operate at network scale without adding operational complexity.

The entire adviser network was migrated onto the Chameleon platform with full CRM integration delivering stronger customer engagement and measurably higher-quality leads. The migration enabled Insurance Market to attract more advisers into its franchise network, supporting sustained business growth. From a single Chameleon dashboard, the Insurance Market team now delivers consistent, scalable digital solutions across the full adviser network — streamlining both onboarding and offboarding.

Individual advisers retain the ability to personalise their digital presence and leverage AI-powered SEO to drive lead quality. Built-in analytics and AI-driven insights allow advisers to analyse customer interactions and continuously optimise performance — no technical capability required.

• Network-wide digital migration with full CRM integration
• AI-powered SEO driving higher-quality leads per adviser
• Single dashboard for network-wide onboarding and offboarding
• Personalised adviser presence at scale across the franchise
• Built-in analytics and AI insights for performance optimisation
• Consistent engagement infrastructure across all advisers

A national awards program for 35,000 members. Delivered by a marketing team. No IT. No developers. No third-party tools.

IFPA is a 100-year-old not-for-profit representing more than 35,000 members across Australia. For two consecutive years — 2024 and 2025 — they delivered the full lifecycle of the Australian Financial Industry Awards entirely on the Chameleon platform. No internal IT team. No developers. No third-party tools.

The entire program ran on Chameleon: campaign websites, end-to-end nomination collection and workflow management, ticket sales with integrated Stripe payments, automated confirmations, invoicing, participant communications, and real-time updates from finalist announcements through to award night. Every operational touchpoint consolidated into a single AI-enabled enterprise platform.

The result is a digitally sovereign, self-directed operating model. IFPA's marketing team ran a complex national event program with complete strategic control, full operational independence, and none of the technical overhead that previously required external support. Faster execution. Lower complexity. A repeatable engine they now own entirely — and which gets faster each time they run it.

• Campaign websites and high-conversion landing pages
• End-to-end nomination collection and workflow management
• Integrated Stripe payments for ticket sales
• Automated confirmations, invoicing and communications
• Real-time finalist and winner announcement management
• Full program operations without IT or developer dependency

AI-powered broker onboarding and intelligent lead distribution across WA's largest sub-aggregator.

Diversifi is one of the largest sub-aggregators in Western Australia. Their challenge was twofold: attract and onboard new brokers efficiently while demonstrating clear value, and generate and distribute high-quality leads across the broker network in a way that was fair, transparent, and scalable.

AI engages brokers through targeted campaigns, communicating Diversifi's unique model and the support available to them, then guides them through a frictionless onboarding process that automates what previously required significant manual effort. Brokers experience a professional, intelligent onboarding journey that reinforces the value proposition at every step.

On the customer side, AI captures demand across multiple channels, qualifies leads intelligently, then distributes them fairly across the broker network — giving every broker an equal and transparent opportunity to grow. The system is self-improving: as lead volume grows, distribution intelligence compounds, and the value delivered to every broker in the network increases with it.

• AI-driven broker engagement campaigns
• Automated frictionless broker onboarding workflows
• AI-powered customer lead capture and qualification
• Intelligent, fair lead distribution across broker network
• Transparent performance tracking for all brokers
• Self-improving distribution intelligence at network scale

AI adviser onboarding, referral generation, and client growth. A closed-loop model from acquisition to retention.

Oasis Insurance needed more than a digital presence. They needed a system that could bring new advisers into the network efficiently, generate ongoing referrals and leads, and strengthen client relationships at scale — previously requiring separate tools, manual coordination, and significant operational overhead for each function.

Chameleon deployed a bespoke AI-powered adviser onboarding solution that guides advisers through every step, automating the workflow and driving membership growth simultaneously. The same platform powers referral generation and lead origination through AI-driven campaigns and adviser-facing tools embedded directly on their website.

Advisers use Chameleon's lead generation tools across campaigns to originate high-quality leads, manage client requirements, and strengthen their networks continuously. The result is a closed-loop model: AI brings advisers in, equips them to grow, generates leads for them to work, and builds the client relationships that sustain the network long term.

• AI-powered adviser onboarding with automated workflow management
• Referral generation engine across adviser touchpoints
• AI-driven lead generation tools on adviser websites and campaigns
• Client requirement management and engagement automation
• Network strengthening through continuous AI engagement
• Closed-loop: acquisition, onboarding, growth, retention

From first website visit to advice-ready client. AI-driven acquisition. Integrated fact-find. Zero duplication.

R&R Wealth, a leading Australian financial advisory firm, needed to modernise client engagement across the entire journey — from digital discovery through to adviser-ready onboarding. Each component of that journey had previously operated in isolation: website, lead capture, fact-find, and CRM were separate systems with separate data flows and significant manual overhead connecting them.

Chameleon deployed an all-in-one AI-powered digital suite: a professionally designed, SEO-optimised website with a personalised AI chatbot, intelligent calculators, and integrated appointment booking operating as a unified acquisition layer. Leads arrive structured. The AI chatbot handles initial qualification and engages prospects before any adviser time is invested.

A fully customisable Digital Fact Find, integrated directly with Intelliflo CRM, eliminates duplicate data entry and creates a single governed data flow from lead capture through to adviser engagement. Advisers open every conversation with a complete, accurate client profile already built. The administrative work is done before the human interaction begins — allowing advisers to focus entirely on the advice conversation that only a human can deliver.

• SEO-optimised website with AI personalised chatbot
• Intelligent calculators and automated appointment booking
• Unified acquisition layer — chat, calculators, booking as one system
• Customisable Digital Fact Find with Intelliflo CRM integration
• Zero-duplication data flow from first touch to adviser
• Complete client profile built before any adviser interaction